HomeMy WebLinkAboutRES 082625-5.D - Amending Risk Management Policy - CH.13.38RESOLUTION OF i OF i
GEORGETOWN, TEXAS, ADOPTING AN UPDATED ENERGY RISK
MANAGEMENT i 1 CERTAIN UPDATED ACCOMPANYING
SUB -POLICIES, INCLUDINGM POLICY,
POLICY, AND THE TRADING AUTHORITY POLICY UNDER CHAPTER
13.38 OF 1 OF ORDINANCES; ''CONFLICTING
RESOLUTIONS;1 + SEVERABILITY
DATE.ESTABLISHING AN EFFECTIVE
WHEREAS, the City adopted Chapter 13.38 of the Code of Ordinances which provides
that the City Council shall adopt and periodically review an electric risk management policy; and
WHEREAS, WHEREAS, the City passed Resolution No121019- Y on December 10,
2019, adopting the Energy Risk Management Policy, Resolution No 011122- AB on January 11,
2022 updatingthe Energy Risk Management Policy, and Resolution N• on April 12,
2022 updating the Energy Risk Management Policy and the accompanying sub -policies, and the
City passed Resolution No. 012324-5.H on January 24, 2024 updating the Energy Risk
Management Policy . • the accompanying -policies • r the credit policy,and, the
trading authority policy; and
WHEREAS, the City has identified amendments to the Energy Risk Management
to better manage and identifyenergy risk, and update roles and responsibilities of poll]
mismism
WHEREAS ' the City finds that amending the Energy Risk Management Policy and certain
sub -policies ability # provide economic and reliable service to its
SECTION- facts and recitations contained in the preamble of es i are
hereby• #.. and declared i be true and correct and are incorporated iy reference herein and
expressly made a part hereof, as if copied verbatim.
SECTION
i• policies are hereby updated and aft► "i the Energy Risk
Management Policy attached hereto as Exhibit A, f the updated confidential sub-policies:the
credit policy, the heding policy and the training authority policy. .
SECTION . The Mayor is hereby authorized to sign this Resolution and the City
Secretary to attest.
Resolution No. 00 . Pagel of 2
Subject: Ae vnda �Risk Inagernent Poky - Ch.13.38
Date Apprtsrat»<�
i ' TMLMOM
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A T
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Robyn e more, City Secretary
APPROVED O.
3 .
Resolution No. Page 2 of 2
Subject: Amending Risk Mana ertr t l��A - Ch. 13.38
Date ppwwd `�""
ENERGY RISK MANAGEMENT
POLICY 08/26/2025
1. Poli Pit* o
The purpose of this document is to formalize the policies of Georgetown Electric Utility
(Georgetown Electric) regarding managing its energy risks. Accordingly, this policy will set
forth Georgetown Electric's:
• risk management objectives,
• risk governance structure and responsibilities,
• scope of business activities governed by this policy,
• the list of associated ERM guidelines and policy documents.
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business plan, and will properly manage its energy risks through:
• prudent oversight,
• adequate mitigation of risks consistent with the City of Georgetown's defined risk
tolerance, and
• sufficient internal controls and procedures.
Managing the energy risks of Georgetown Electric's business entails the coordination of
resources and activities among multiple departments within the City of Georgetown.
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Georgetown Electric exists primarily to provide competitive and stable priced, reliable electr
service to its customers. Managing Georgetown Electric's energy risk is consistent with th
goal, and serves the following objectives: I
to maintain risk within desired tolerances for a defined period in the future,
to mitigate price volatility to its customers,
to participate in commodity markets and derivative instruments for hedging and not for
speculative purposes, and
to develop a risk management culture.
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Risk governance will follow a top -down approach whereby the City Council identifies
Georgetown Electric's risk management objectives and provides risk management oversight.
Supporting controls, policies and procedures will be implemented and aligned throughout the
risk governance structure, with distinct roles and responsibilities that result in a risk control
environment. Governance and controls include the organizational structure, policies, procedures,
and rep)orting, pprocesses th ort rcyofn—" Plot - - - e, and
power supply objectives, and segregate responsibilities appropriately.
• Has a basic understanding of energy risk management.
• Approves Georgetown Electric's energy risk management objectives, and the
General Manager's/City Manager's authority limits to conduct energy
transactions.
• Approves no less than annually a resolution of the energy portfolio goals and risk
tolerance guidelines around such goals. These goals and risk tolerance guidelines
shall be consistent with the City Council's desired risk management objectives,
time horizons, and risk tolerance for managing energy risk.
• Approves, periodically reviews, and make recommended changes to the Energy
Risk Management Policy that establishes an overall framework for evaluation,
management, and control of risk.
Approves members of the Internal Risk Management Committee
• Has an advanced understanding of energy risk management.
• Oversees the energy risk management activities of Georgetown Electric.
• Ensures the scope and frequency for management reporting to the City Council
complies with applicable laws.
Periodically reviews risk exposures and compliance with policies and procedures�
Discusses Georgetown Electric's major energy risk exposures and the steps
management has taken or will take to mitigate, control, and monitor such
exposures.
Periodically reviews the Energy Risk Management Policy and supporting Energy
Risk Management Policies and recommends changes to the City Council for
approval.
Recommends members of the IRMC.
Receives reports by the independent risk management function on Georgetown
Electric's compliance with its risk policies.
c. General Manager — Risk Management Responsibilities and Duties
Recommends Georgetown Electric staff to serve as members of the IRMC.
Has authority to transact within the limits set by the City Council in the Trading
Authority Policy.
Has authority to approve collateral threshold amounts, trading credit limits, and
credit trading restrictions in accordance with the Credit Policy approved by City
Council.
Approves proper organization, separation, or consolidation of functional
activities.
Assures prudent administrative procedures are established for execution of
commodity and derivative transactions, contract controls, credit controls, trading
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controls, risk monitoring and measurement, settlement controls, and Other energy
risk management activities.
• Ensures that the identification and quantification of risks and related risk
mitigation strategies are integrated into the strategic planning process.
• Establishes and maintains an effective working relationship with Georgetown
Electric's external consultants.
d. I — Responsibilities and Duties
Membership shall be comprised of the following voting committee members:
1. City Manager, or designee
2. Assistant City Manager, or designee
3. Chief Financial Officer
4. General Manager
5. Portfolio Management Team Membi
The ChiefFinancial Officer shall serve as the IRMC Chairperson. The Chairperson shall be
responsible for keeping, or causing to be kept, a true and complete record of the
proceedings. Other non -voting participants shall participate in the meetings as
determined by the voting committee members.
The IRMC establishes a forum for discussion of Georgetown Electric's significant ris
and must develop guidelines required to implement an appropriate risk management
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Georgetown Electric's energy risk management related policies. The IRMC execut 11
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risk management responsibilities through direct oversight and prudent delegation of
responsibilities to the independent risk management function, as well as to other
company personnel.
Responsibilities of the IRMC include:
• Reviews the energy risk management related policies and oversees enforcement
by the independent risk function.
• Ensures that risk management objectives, risk tolerance guidelines, and authori
limits are employed throughout Georgetown Electric.
• Receives reports by the independent risk management function concerning
Georgetown Electric's compliance with its risk policies, controls, and procedure.
• Recommends to the General Manager the proper organizational structure,
separation or consolidation of functional risk management activities.
• Reviews and approves proposed risk management strategies for strategic fit, ris
exposure consistent with risk tolerance, and reporting and control requirements
The IRMC shall ensure that approved strategies are consistent with applicable
laws and Georgetown Electric's approved strategic business plan, risk
management objectives, approved risk tolerance guidelines, and compliance wit
risk policies.
• Periodically reviews Georgetown Electric's risk management program (a detaile
review at least once a year) in light of recent changes in business practices,
improved procedures, Georgetown Electric's philosophy and strategy, or markel
changes; ensures continued compliance with its established guidelines.
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Formulates risk management strategy, policy or procedures necessary for new
product or market implementation.
Requires and reviews regular risk reports provided by the independent risk
function.
Periodically engages an independent audit (internal and/or external) of risk
control policies and procedures.
• Holds formal monthly IRMC meetings.
• For market transactions executed within Georgetown Electric, performs a revie
of transaction compliance with policies and procedures.
• Reviews the infrastructure supporting risk management and ensures that it mee
the requirements for risk oversight and compliance.
• Reviews compensation policies to ensure that they are structured so as to avoid
incentives for excessive risk taking.
• Reviews and approves any deviations to the Peak Load Hedge targets as
authorized in the Energy Hedging Policy.
e. Portfolio Management Team — Responsibilities and Duties
This function shall be resl�& onsible for managing Georgetown Electric's energy Li-ortfolio.
ft-esponsibilities include:
• Long-term resource planning
• Execution of hedging strategies in compliance with the Hedging Policy
Day-to-day execution and management of transactions
Settlement of energy transactions with Georgetown Electric's counterparties
Power Budgeting/Portfolio Modeling and hedge strategy recommendations
Quarterly Portfolio Modeling and Strategy
Oversight of the activities of the External gREnergy Manager/Agent QSE and thl
Enery isk Manageppor ment Sut Services Provider
Reports regularly to the IRMC, at a minimum, but not limited to:
• Portfolio model risk measures (1-60 months)
• Power cost projections, cost ranges and percentiles
E City Attorney or designee — Responsibilities and Duties
This function shall be resi%onsible for - exoviding leval services to Georgetown Electric,
including collaborating with the General Manager to negotiate and approve master
enabling agreements with energy counterparties and approving long -form confirmation
letters.
g. Independent Risk Management Function — Responsibilities and Duties
This function shall be the responsibility of the Chief Financial Officer, who is
in managing most of the energy risks of Georgetown Electric. Various departments will
be required to provide this function with reports or information required for risk
assessment and analysis on a regular or periodic basis. Responsibilities include:
1
• Performs responsibilities delegated by the C.
• Organizes and conducts the I meetings.
• Engages the I in discussions regarding events or developments that
could expose Georgetown Electric to potential losses.
• Develops, recommends, and administers risk management processes and
procedures.
• Provides input to tools to assist in risk management.
• Provides risk management education/training to City Council, the GTE,
management, and staff.
• Reviews risk management activities and risk controls and recommends
modifications of controls to meet changing business needs.
• Reviews adequacy and accuracy of reports and reports any deficiencies to the
IRMC.
• Assesses risks to Georgetown Electric in aggregate, by department, and by
material business activity.
• Monitors master agreements for compliance with Georgetown Electric's trading
activities
• Ensures compliance with Dodd -Frank recordkeeping requirements.
• Monitors compliance with and reports any violation of Georgetown Electric's risk policies.
• Reviews and recommends changes to the risk management policies and
procedures, as appropriate.
• Reports regularly to the I on numerous topics, including, but not limited to:
• Credit and contract risk exposures
• Other Key Performance Indicators that support effective energy risk
management
• Policy and procedural violations
• Reviews and evaluates proposed risk management transactions to be executed by
Georgetown Electric, and ensures adequate analysis has been performed with
proper assessment and mitigation of any such risk consistent with risk
management objectives and risk tolerance guidelines, and compliance with risk
management policies.
• Oversees the activities of the Energy Risk Management Support Services Provider
h. Energy Risk Management Support Services Provider— Roles and
Responsibilities
Georgetown Electric uses a consultant to provide the following risk management support
services, in accordance with the agreement between Georgetown Electric and the
provider:
Ongoing Credit Services — includes minimal Trading Control services (transaction captur
mark -to -market) and Contract Administration. I
Credit/Collateral Review and Recommendation Services
Annual Review of Energy Risk Management Policies
Trading Authority Policy Monitoring Services
Compliance Reporting Services
Dodd Frank Record Keeping Services
Forward Curves
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• Transaction Evaluation Servic
• Ad hoc Consulting �' I
i. External Energy Manager/Agent QSE —Roles and Responsibilities
Georgetown Electric uses a consultant to provide Energy ,• •` QSE services,
in accordance with the agreement between Georgetown Electric and the provider. Per the
agreement, the Energy Manager/Agent QSE is authorized to and shall:
- Participate in the day -ahead and real-time ERCOT market on behalf of Georgetown
Electric.
j. Energy Portfolio Management Support Services — Roles and Responsibilitie
Georgetown Electric uses a consultant to provide the following energy portfolio
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Electric and the provider:
• Energy Portfolio Management Services
• Ongoing Portfolio Congestion and Curtailment Risk Management Servic
• Regulatory Support and Representation in ERCOT Stakeholder Processes
• Settlement and Invoice Verification Support, as needed
• Subject Matter Expertise for Contract and Legal Disputes
• Ongoing Power Marketing, Trading and Operations Management Service
• Ad hoc Consulting Services I
4.
with Georgetown Electric, including but not limited to:
• Commercial operational risk
• Commodity market price risk
• Concentration risk
• Counterparty contract and credit risk
• Delivery risk
• Liquidity risk
• Operations risk
• Regulatory risk
• Volumetric risk
5. Associated ERM Guidelines and Policies
Supporting guidelines and policies are required as outlined below. The City Council shall be
responsible for approving these policies.
* Trading Authority Policy
* Trading Sanctions Policy
* Hedging Policy
* Credit Policy
* Appendix A - Energy Risk Identification and Exposure Management Guidelines
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GEORGETOWN ELECTRIC UTILITY
APPENDIX A of the ENERGY RISK MANAGEMENT POLICY
1. Identification of EneM &s_ks
The energy portfolio of Georgetown Electric is naturally exposed to the following primary
energy risks:
1. Commercial operational risk
• Inadequate controls and procedures
• Errors and fraud
2. Commodity market price risk
• Power
• Natural Gas
• Renewable Energy Credits
3. Concentration risk (or lack of diversity)
• Suppliers
• Customers
4. Counterparty Contract and Credit risk
• Inadequate contractual language
• Supplier bankruptcy (mark to market risk)
• Large industrial bankruptcy
5. Delivery risk
o Transmission risk (aka congestion)
6. Liquidity risk
7. Operations risk
o Transmission outages
8. Regulatory risk
9. Volumetric risk
• Load forecast/ weather variability risk
• Loss of load
• Load growth
10. Temporal risk
• Hedged/contracted hourly volumes of power compared to hourly demand
• Forecasted daily and seasonal demand compared to actual demand
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most conditions.
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tiffers from others engaged in the energy markets.
2. Definition of Risks
people, and systems.
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underlying energy commodity. In the wholesale power market, Georgetown Electric has risk
that commodity prices rise, spike, or are generally high when it is short of meeting its firm
supply obligations. Georgetown Electric has risk that prices fall or are generally low when it is
obligations.
Commodity market price risk occurs across all tenors, from the hourly market to the long-te
forward market (5 years +). Georgetown Electric is exposed to commodity price risk for powle
natural gas, and renewable energy credits.
Concentration risk is the risk of having large exposures to significant power supply
components. Concentration risk can be found with suppliers (contract and credit risk), and
native load customers, primarily with large commercial and industrial customers.
and the demand location. If Georgetown Electric needs to buy electricity and the transmission
system is congested
all. If Georgetown Electric has excess electricity to sell and the transmission system is
congested- then it may, not be able to sell the excess or may have to sell at a discounted grice to a
non -congested area. Congestion risk typically manifests itself in power commodity market price
risk.
of a counterparty's ability to operationally perform on an agreement or due to contractual
provisions that leave Georgetown Electric with no recourse under an event of default.
transmission constraint. Delivery risk is natural to Georgetown Electric in meeting its firm
supply obligations and reliability of service.
Liquidity risk is the risk associated with inadequate cash flow resulting from margin
requirements of a contractual agreement. For example, the EEI Master Agreement provides th
counterparties may margin each other when they are overexposed above credit thresholds thal
were negotiated between the parties when the agreement was executed. Credit exposures inclul
the money. Liquidity risk also includes market depth wherein pursuant to the hedge policy, a
transaction can not be completed within the plan mandates due to lack of buyers or sellers in
the wholesale markets. I
Operations risk is the risk associated with physical assets. This would include failures or
outages associate Kwz�
associated with the production or delivery of electricity.
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requirements associated with participating in the energy markets, such as ERCOT 7busliness
practices and protocols, reliability requirements, and Dodd Frank requirements.
Volumetric risk is the risk that energy commodity volumes, both load obligation and
int • : ` • • : i • " • •r i tin ai •t ntii i : ` •
due to an error in weather forecasts and load forecasts. This risk is natural to Georgetown
portfolio since it serves retail consumers.• •- o
market Electric being unintentionally long or short in the spot market, it naturally results in hourly
therebyon the City. However,prices for
Temporal
Short/Intermediate
Long-TermPlanning Integrated Resource Planning Model
short/intermediateMarket risks and volumetric risks will also be managed by long-term resource planning for a
period of 6-20 years. Georgetown Electric's Portfolio Management Team will forecast its long-
term firm supply obligations based on its expectations for load growth. This tool, along with a
portfolio model and a financial forecasting modeling tool, will assist
Georgetown Electric in making appropriate .1..tal investments to meet the needsof
customers.
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Congestion risk
Congestion risk will be managed by procuring congestion revenue rights according to the
Hedging Policy and using financial swaps settled at the ERCOT South load zone.
Credit Policy
Credit risk and counterparty performance risk will be managed according to the credit controls,
per the Credit Policy.
Contract Controls
supporting procedures.
...
Diversity Management
requirementsGeorgetown Electric will manage its concentration risks on a rolling 12-month basis by
• + in the Hedging Policy.
Commercial Controls
Georgetown Electric will manage its commercial operational risks according to trading authority
limits to conduct market transactions. The trading authority limits to conduct commodity market
transactions are approved by Georgetown Electric's City Council and are included in the
Trading Authority Policy. Georgetown Electric will also manage its commercial operational
risks to new products, instruments, or locations according to a control process for such as found
in the Trading Authority Policy. Numerous other internal controls and procedures shall be in
place at Georgetown Electric to manage other purchasing activities and vendor relationships.
Hedging • Policy
Commoditi and 0 in risk
Mrill
Transactions
Energy
Numerous1 be entered into to mitigate Georgetown
consistent with the City Council approved power supply cost goal and risk tolerance. Sever
hedging instruments and commodities are used to manage Georgetown Electric's energy risk
which include purchases or sales of physical commodities, financial instruments, and power
generation cappacity, and fuel storage. The following hedging instruments and commodities a
permitted to be transacted when used consistent with the Trading Authority Policy and
supporting controls and procedures:
Physical Transactions
o Forward power
o Options on power
o Spot market power
o Ancillary services
o ECOT market products, including congestion revenue rights
o Renewable Energy Credits
• Futures contracts for power and natural gas
• Swap contracts for power and natural gas
• Options on power and natural gas
0
# Weather protection transactions
• Unit outage protection transacti
4.
merchant energy companies, and therefore has a different risk profile, requiring a difffe]rent
approach to risk management.
1. Georgetown Electric is in business to provide competitive and stable priced, reliable
electric service to its retail customers.
entering2. Georgetown Electric is not in the energy business to trade speculatively (buy low — sell
high or arbitrage ), or to initiate energy risk positions. Optimization trades as
authorized in the Trading Authority Policy contain risk management requirements
when such tradesthat .:...- such tradesa ,!` ,::consistent with
the
risk management appetite of Georgetown.
3. Georgetown Electric is not in the energy business to take at -risk positions in merchant
generation.
4. Georgetown Electric by nature has significant volumetric risk that results from: 1) long-
term load serving obligations, 2) the supply hedges used to meet those obligations
(forwards, options, demand f f' management,resources,and 3) the
hedgevolumetric differences that occur between numbers I and 2 ('unmatched positions').
5. Georgetown Electric participates in the forward term electric market defensively to hedge
the risk of its forward load serving obligations (short positions) based on monthly or
seasonal forecasted peak loads, plus a capacity planning reserve. There are about 720
hours in each calendar month, and due to the unpredictability of the weather, it is
impossible to know when the peak load hour will be. Consequently, Georgetown
Electric's forward short and long positions are measured in both MW and MWh.
6. Sometimes Georgetown Electric also has forward positions that are net long after meeting
its firm load obligations, and they will participate in the forward term electric market to
that risk by selling.
7. Georgetown Electriparticipates weekly/daily/hourly • balance
unmatched positions at the marketprice in real time, and in the near-termof
predictable weather treni:...
r
•. Georgetown Electric is n• practice of . • recognition.
fluctuations.Revenues from rates to its customers is cost based, without variability for mark -to -market
9. Unlike managing a portfolio of only standard traded electric products (e.g. 5X16 Finn
LD at a pricing hub) that protect the parties financially from volumetric risk, Georgetown
Electric's energy portfolio typically has significant volumetricbecause:
• Its load obligations obviously •volume,
• Its loadsbe difficult to predict forecasts,• i
• Some of its supply resources may notcontingent
ont";cs, -non-firm purchases, etc.) and may b� interm in n46��
10. Unlike managing a portfolio of only f. 1 traded electric products -
r Firm
pricing hub• load zone) -• - f • it wouldr. very time
consuming • liquidate the entire forward risk in a typical- • portfolio. It is nt
unusual for Georgetown Electric to have unmatched positions of load obligations
(short)/ supply resourcesi extend out • f time for
In • 1 to 'flatten' Georgetown Electric's book of `• risk positions to . risk
neutral position,
M
would usually require a lengthy time period for a request for proposal ("RFP") and
negotiation process to obtain a tailored physical 'wrap -around' alliance deal. Even the
because of the uncertainty of forward electric prices, these types of deals are usually
limited to the next 5 or 10 years forward, not 20 to 3 0.
11. Typical derivative risk metrics, such as Value at Risk (VaR), do not factor in volume
risk, and are therefore inadequate to reflect the full risk that is inherent to Gcorgctow
Electric's business.
12. Native load does not behave according to any derivative that can be loaded into a risk
system.
13. The proper risk measurement and decision support tool for most of Georgetown
Electric's risks, is a risk model that incorporates both market price risk and volumetric
risk together and provides for a correlation of native load demand to market prices. I
GEORGETOWN ELECTRIC UTILITY
APPENDIX B of the ENERGY RISK MANAGEMENT POLICY
1. City of Georgetown Internal Energy Risk Management Members by Function
1. General 17tanager
0 Daniel Bethapul
2. I (Function/Member/Designee)
0 City Manager/David Morgan/or designee
0 Assistant City Manager/Laurie Brewer/or designee
0 Chief Financial Officer/Leigh Wallace
0 General Manager/Daniel Bethapudi
0 Portfolio Management Team Member
• Jennifer Flor
• Michael Weisner
• Michael Simpson
3. Portfolio Management Team
• Jennifer Flor
• Michel Weisner
• Michael Simpson
4. City Attorney
0 Skye Masson/or designey-
5. Independent Risk Management Function
0 Chief Financial Officer/Leigh Wallace
Additional attending staff -
Assistant Chief Financial OfficerNathan Parras
Assistant Chief Financial Officer/Sarah Moody
a