Loading...
HomeMy WebLinkAbout2025 12 GTECGeorgetown Transportation Enhancement Corporation (GTEC) QUARTERLY INVESTMENT REPORT For the Quarter Ended December 31, 2025 Prepared by Valley View Consulting, L.L.C. ________________________________________________________________________ Leigh Wallace Nathan ParrasChief Financial Officer Assistant Chief Financial Officer ________________________________________________________________________ Karrie Pursley Sarah Moody Treasurer Assistant Chief Financial Officer ________________________________________________________________________ Sabrina Poldrack Christi Rawls Assistant Treasurer Controller The investment portfolio of the Georgetown Transportation Enhancement Corporation (GTEC) is in compliance with the Texas Public Funds Investment Act and the Investment Policy and Strategies. Disclaimer:These reports were compiled using information provided by the City.No procedures were performed to test the accuracy or completeness of this information.The market values included in these reports were obtained by Valley View Consulting,L.L.C.from sources believed to be accurate and represent proprietary valuation.Due to market fluctuations these levels are not necessarily reflective of current liquidation values. Yield calculations are not determined using standard performance formulas,are not representative of total return yields and do not account for investment advisor fees. Nathan Parras Karrie Pursley Sarah Moody Christi Rawls Leigh Wallace Sabrina Poldrack Quarter End Results by Investment Category: Asset Type Book Value Market Value Book Value Market Value Ave. Yield NOW/MMA/Pool 40,511,544$ 40,511,544$ 33,913,715$ 33,913,715$ 3.77% Locked MMA 24,182,206 24,182,206 24,448,018 24,448,018 4.43% CDs/Securities 28,122,780 28,122,780 38,409,530 38,409,530 4.05% Totals 92,816,530$ 92,816,530$ 96,771,263$ 96,771,263$ 4.05% Quarter End Average Yield (1) Fiscal Year-to-Date Average Yield (2) Total Portfolio 4.05%Total Portfolio 4.05% Rolling Three Month Treasury 3.81%Rolling Three Month Treasury 3.81% Rolling Six Month Treasury 3.87%Rolling Six Month Treasury 3.87% TexPool 3.83%TexPool 3.83% Interest data provided in separate report. Summary September 30, 2025 (1) Quarter End Average Yield - based on adjusted book value, realized and unrealized gains/losses and investment advisory fees are not considered. The yield for the reporting month is used for bank, pool, and money market balances. (2) Fiscal Year-to-Date Average Yield - calculated using quarter end report yields and adjusted book values and does not reflect a total return analysis or account for advisory fees. December 31, 2025 Georgetown Transportation Enhancement Corporation (GTEC)Valley View Consulting, L.L.C.1 Economic Overview 12/31/2025 The Federal Open Market Committee (FOMC) cut the Fed Funds target again 12/10 to 3.50% - 3.75% (Effective Fed Funds trade +/-3.64%). Additional rate cuts during 2026 are uncertain, but could include one spring and one fall. December Non-Farm Payroll only added 50k (slightly below 60k expectation). 2025 averaged 49k per month. The S&P 500 Stock Index almost reached 7,000. The yield curve dips between 1 and 2 years rising thereafter. Crude Oil held steady below $60. Inflation continues above the FOMC 2% target (Core PCE +/-2.8% September). The Markets have had muted reactions to uncertain economic and political events. 0 1,000 2,000 3,000 4,000 5,000 6,000 7,000 8,000 S&P 500 0.00 0.50 1.00 1.50 2.00 2.50 3.00 3.50 4.00 4.50 5.00 5.50 6.00 US Treasury Historical Yields - Since Nov 2018 Six Month T-Bill Two Year T-Note Ten Year T-Note 0.00 0.50 1.00 1.50 2.00 2.50 3.00 3.50 4.00 4.50 5.00 Treasury Yield Curves December 31, 2024 September 30, 2025 December 31, 2025 0.00 0.50 1.00 1.50 2.00 2.50 3.00 3.50 4.00 4.50 5.00 5.50 6.00 US Treasury Historical Yields - Since 2006 Six Month T-Bill Two Year T-Note Ten Year T-Note All numbers estimated and subject to change.Valley View Consulting, L.L.C.2 Investment Holdings Coupon/Maturity Settlement Face Amount/Book Market Market Life Description Ratings Discount Date Date Par Value Value Price Value (Day)Yield TexPool AAAm 3.83%01/01/26 12/31/25 7,840,711$ 7,840,711$ 1.00 7,840,711$ 1 3.83% TexSTAR AAAm 3.83%01/01/26 12/31/25 22,917,681 22,917,681 1.00 22,917,681 1 3.83% Veritex Bank MMA 3.25%01/01/26 12/31/25 3,155,323 3,155,323 1.00 3,155,323 1 3.25% Veritex Community Bank CD 4.34%02/18/26 02/18/25 5,616,354 5,616,354 100.00 5,616,354 49 4.43% Third Coast Bank CD 4.00%03/21/26 09/22/25 5,050,029 5,050,029 100.00 5,050,029 80 4.07% Alliance Bank Locked-ICS 4.30%04/16/26 07/16/25 6,120,646 6,120,646 100.00 6,120,646 106 4.39% SouthSide Bank CD 4.00%04/22/26 10/22/25 5,000,000 5,000,000 100.00 5,000,000 112 4.07% East West Bank CD 3.76%05/12/26 11/12/25 7,637,462 7,637,462 100.00 7,637,462 132 3.83% Alliance Bank Locked-ICS 4.35%07/16/26 07/16/25 10,203,438 10,203,438 100.00 10,203,438 197 4.44% SouthSide Bank CD 3.95%07/22/26 10/22/25 5,000,000 5,000,000 100.00 5,000,000 203 4.01% Alliance Bank Locked-ICS 4.35%08/25/26 08/25/25 8,123,933 8,123,933 100.00 8,123,933 237 4.44% Alliance Bank CD 4.30%09/11/26 09/12/25 5,053,201 5,053,201 100.00 5,053,201 254 4.30% East West Bank CD 3.63%09/18/26 09/18/25 5,052,483 5,052,483 100.00 5,052,483 261 3.70% TOTALS 96,771,263$ 96,771,263$ 96,771,263$ 108 4.05% (1)(2) December 31, 2025 (1) Weighted average life - For purposes of calculating weighted average life, bank accounts, pools and money market funds are assumed to have an one day maturity. (2) Weighted average yield to maturity - The weighted average yield to maturity is based on adjusted book value, realized and unrealized gains/losses and investment advisory fees are not considered. The yield for the reporting month is used for bank accounts, pools, and money market funds. Georgetown Transportation Enhancement Corporation (GTEC)Valley View Consulting, L.L.C.3 Pools/MMAs 35% CDs/Locked MMA/Securities 65% GTEC PORTFOLIO COMPOSITION $0 $20,000,000 $40,000,000 $60,000,000 $80,000,000 $100,000,000 $120,000,000 $140,000,000 03/31/25 06/30/25 09/30/25 12/31/25 GTEC PORTFOLIO BALANCES Money Market TexSTAR TexPool CD Georgetown Transportation Enhancement Corporation (GTEC)Valley View Consulting, L.L.C.4 GTEC - Projected Cash Flows Month Face Amount Interest Total Jan-26 –$ 286,757$ 286,757$ Feb-26 5,616,354 167,262 5,783,616 Mar-26 5,050,029 161,863 5,211,892 Apr-26 11,120,646 231,667 11,352,314 May-26 7,637,462 109,950 7,747,413 Jun-26 – 99,191 99,191 Jul-26 15,203,438 131,022 15,334,461 Aug-26 8,123,933 57,323 8,181,256 Sep-26 10,105,685 26,408 10,132,093 Oct-26 – – – Nov-26 – – – Dec-26 – – – TOTALS 62,857,548$ 1,271,444$ 64,128,992$ $– $2,000,000 $4,000,000 $6,000,000 $8,000,000 $10,000,000 $12,000,000 $14,000,000 $16,000,000 Face Amount Interest Georgetown Transportation Enhancement Corporation (GTEC)Valley View Consulting, L.L.C.5 Book & Market Value Comparison Issuer/Description Yield Maturity Date Book Value 09/30/25 Increases Decreases Book Value 12/31/25 Market Value 09/30/25 Change in Market Value Market Value 12/31/25 TexPool 3.83%01/01/26 6,442,723$ 1,397,988$ –$ 7,840,711$ 6,442,723$ 1,397,988$ 7,840,711$ TexSTAR 3.83%01/01/26 30,943,110 – (8,025,429) 22,917,681 30,943,110 (8,025,429) 22,917,681 Veritex Bank MMA 3.25%01/01/26 3,125,711 29,612 – 3,155,323 3,125,711 29,612 3,155,323 East West Bank CD 4.45%11/12/25 7,560,292 – (7,560,292) – 7,560,292 (7,560,292) – Veritex Community Bank CD 4.43%02/18/26 5,556,020 60,335 – 5,616,354 5,556,020 60,335 5,616,354 Third Coast Bank CD 4.07%03/21/26 5,000,000 50,029 – 5,050,029 5,000,000 50,029 5,050,029 Alliance Bank Locked-ICS 4.39%04/16/26 6,054,671 65,975 – 6,120,646 6,054,671 65,975 6,120,646 SouthSide Bank CD 4.07%04/22/26 – 5,000,000 – 5,000,000 – 5,000,000 5,000,000 East West Bank CD 3.83%05/12/26 – 7,637,462 – 7,637,462 – 7,637,462 7,637,462 Alliance Bank Locked-ICS 4.44%07/16/26 10,092,183 111,256 – 10,203,438 10,092,183 111,256 10,203,438 SouthSide Bank CD 4.01%07/22/26 – 5,000,000 – 5,000,000 – 5,000,000 5,000,000 Alliance Bank Locked-ICS 4.44%08/25/26 8,035,352 88,581 – 8,123,933 8,035,352 88,581 8,123,933 Alliance Bank CD 4.30%09/11/26 5,000,000 53,201 – 5,053,201 5,000,000 53,201 5,053,201 East West Bank CD 3.70%09/18/26 5,006,468 46,015 – 5,052,483 5,006,468 46,015 5,052,483 TOTAL / AVERAGE 4.05%92,816,530$ 19,540,454$ (15,585,721)$ 96,771,263$ 92,816,530$ 3,954,733$ 96,771,263$ Georgetown Transportation Enhancement Corporation (GTEC)Valley View Consulting, L.L.C.6 GTEC - Allocation Investment Total GTEC 2024 CO GTEC 2025 CO GTEC Veritex Community Bank MMA 3,155,323$ 3,155,323$ –$ –$ TexPool 7,840,711 7,840,711 – – TexSTAR 22,917,681 7,323,489 4,937,822 10,656,371 Veritex Community Bank CD 02/18/26 5,616,354 5,616,354 – – Third Coast Bank CD 03/21/26 5,050,029 5,050,029 – – Alliance Bank Locked-ICS 04/16/26 6,120,646 – – 6,120,646 SouthSide Bank CD 04/22/26 5,000,000 – – 5,000,000 East West Bank CD 05/12/26 7,637,462 7,637,462 – – Alliance Bank Locked-ICS 07/16/26 10,203,438 – – 10,203,438 SouthSide Bank CD 07/22/26 5,000,000 – – 5,000,000 Alliance Bank Locked-ICS 08/25/26 8,123,933 8,123,933 – – Alliance Bank CD 09/11/26 5,053,201 5,053,201 – – East West Bank CD 09/18/26 5,052,483 – – 5,052,483 Totals 96,771,263$ 49,800,503$ 4,937,822$ 42,032,939$ September 30, 2025 Investment Total GTEC 2024 CO GTEC 2025 CO GTEC Veritex Community Bank MMA 3,125,711$ 3,125,711$ –$ –$ TexPool 6,442,723 6,442,723 – – TexSTAR 30,943,110 5,095,542 5,254,604 20,592,964 East West Bank CD 11/12/25 7,560,292 7,560,292 – – Veritex Community Bank CD 02/18/26 5,556,020 5,556,020 – – Third Coast Bank CD 03/21/26 5,000,000 5,000,000 – – Alliance Bank Locked-ICS 04/16/26 6,054,671 – – 6,054,671 Alliance Bank Locked-ICS 07/16/26 10,092,183 – – 10,092,183 Alliance Bank Locked-ICS 08/25/26 8,035,352 8,035,352 – – Alliance Bank CD 09/11/26 5,000,000 5,000,000 – – East West Bank CD 09/18/26 5,006,468 – – 5,006,468 Totals 92,816,530$ 45,815,639$ 5,254,604$ 41,746,286$ December 31, 2025 Book & Market Value Book & Market Value Georgetown Transportation Enhancement Corporation (GTEC)Valley View Consulting, L.L.C.7